To meet the growing demand, and to spur large scale production of affordable housing, CDCB began its Affordable Housing Subdivision Program in 1996 with the Windwood Subdivision in North Brownsville on 48.16 acres of raw land. Production to 2009 year end is as follows:
| Subdivision | Total Lots | Homes Built | Homes Sold | Location |
|---|---|---|---|---|
| Windwood | 174 | 174 | 100% | City of Brownsville |
| Villa Bonita - III, IV, V, VI | 211 | 211 | 100% | City of Brownsville |
| Tarpon Fields | 65 | 65 | 100% | City of Brownsville |
| Meadow Brooke | 127 | 127 | 100% | Rural Cameron County |
| El Naranjal - II, III, IV | 390 | 223 | 58% | City of Brownsville |
| French River I | 119 | 112 | 100% | City of Brownsville |
| Mesquite Gardens | 76 | 19 | 25% | City of Brownsville |
| Tradition Estates | 93 | 33 | 36% | City of Brownsville |
| Villa del Sur I, II | 114 | 79 | 69% | Los Fresnos |
| Inwood I & II | 276 | 141 | 51% | Rural Cameron County |
| Campo Real - I | 65 | 32 | 50% | Rural Cameron County |
| North Austin - I | 42 | 11 | 26% | San Benito |
As of September, 2009, CDCB has developed/purchased 1,752 improved lots in a total of twelve (12) subdivisions, upon which 1,227 affordable homes (70% of all developed lots) have been constructed and sold to qualifying families. CDCB maintains a three-year inventory of raw land and/or options on to be developed lots to be used for affordable housing production.
Rural and urban affordable housing subdivisions are developed by CDCB through raw land acquisition and infrastructure development, or CDCB acquiring improved lots from private sector developers through multiphase purchase agreements. Each subdivision features varied floor plans, each with multiple elevations that provide 3 bedroom, 2 bath, four sided brick homes, with a single car garage, as well as community parks and green space. Home prices are set by CDCB, with CDCB providing interim construction financing to select builders seeking to expand their production pipelines. At each subdivision, model homes are maintained to serve as "on site" sales facilities.
Area banks and the Rio Grande Valley Multibank provide CDCB with various lines of credit for infrastructure development, lot acquisition, and interim construction financing. Interim construction financing made available to CDCB is reloaned by CDCB to its subdivision homebuilder at CDCB’s pass through rate. Year-end 2009 acquisition, infrastructure development, and interim construction financing available totaled $10.8 million, with $2.1 million outstanding at year end. Work in Process totaled $11.3 million.
