• Homebuyer Education and Credit Counseling
• Homeownership Housing Programs
• Youth and Job Training
• Affordable Family Communities
• Downpayment Assistance Programs
• Colonia Redevelopment
• Mutual Self-Help/BootStrap Program
• Housing Information and Education Center
• Our Neighborhoods
The colonias of South Texas are considered some of the poorest areas in the United States. The 2000 Census found that the Cameron Park colonia, the oldest and largest colonia in the United States, is also the poorest community (communities with a population of 1,000 people or more) in the United States. In Cameron and Willacy counties alone there are over 120 colonias identified by the Texas Water Development Board.
To meet the housing needs of colonia residents, CDCB, in 1996, implemented a Colonia Re‐ development Program. CDCB has adopted a three‐part colonia redevelopment plan to upgrade colonia housing stock that includes rehabilitation, reconstruction, and new housing construction.
In 1996, CDCB was selected by the State of Texas to found and operate the Cameron/Willacy County Self Help Center to serve five (5) colonia areas ‐ four (4) in Cameron County and one (1) in Willacy County. CDCB has developed several model loan and grant programs to meet the income and credit needs of the colonia population.
In 2011‐2012 CDCB assisted forty-two (42) families in the rural and colonia areas of Cameron and Willacy Counties. Since 2008, CDCB has assisted 115 families living in the rural and colonia areas.
Currently CDCB is partnering with Cameron County, The State of Texas, Texas Department of Housing and Community Affairs (TDHCA), Federal Home Loan Bank and US Department of Housing and Urban Development (HUD). These partnerships are allowing CDCB to deliver much needed safe, sanitary, affordable housing to the poorest of the poor in South Texas.